Finance Debt

SAN FRANCISCO & STAMFORD, Conn.–(BUSINESS WIRE)–Nov 22, 2022– Virtual Veterinary Care Provider Dutch partners with Synchrony (NYSE: SYF), a consumer financial services company, to offer Pets Best insurance to its annual members in veterinary care. More than 90.5 million American families have a pet ( The source ), but according to NAPHIA, only 3% of […]

The mortgage industry is undergoing significant changes. Businesses face new challenges and opportunities as the housing market continues to adapt to new lending regulations. Therefore, investors should be careful when it comes to which mortgage stocks they choose to buy at this time. Some may see this as a red flag, given that many of […]

The Credit Card Association of the Philippines, an organization of 17 major credit card companies, on Wednesday acknowledged the decision of the Bangko Sentral ng Pilipinas to maintain credit card interest rate caps amid the crisis persistent global health and rising interest rates. CCSI said in a statement that it looks forward to a full […]

Here are today’s updates for Validea Growth investor model based on the published strategy of Martin Zweig. This strategy seeks growth stocks with persistently accelerating earnings and sales growth, reasonable valuations and low leverage. MIDLAND STATES BANCORP INC (MSBI) is a small cap value stock in the money banking sector. The rating under our Martin […]

Bancorp Customers (NYSE: CUBI – Get a rating) released an update to its fiscal 2023 earnings guidance Thursday morning. The company provided earnings per share (EPS) guidance of $6.00 for the period, compared to the consensus estimate of $5.90. The company released a revenue forecast of -. Bancorp Stock Performance Clients CUBI traded down $0.39 […]

Bancorp, Inc. Customers (NYSE: CUBI – Get a rating) – Wedbush analysts dropped their first-quarter 2023 earnings estimates for Customers Bancorp in a report released on Friday, October 28. Wedbush analyst D. Chiaverini now expects the bank to post earnings of $1.63 per share for the quarter, down from its previous forecast of $1.66. Wedbush […]

Friday, October 28, 2022 – Enova International Inc. (ENV) reported higher earnings and revenue today. The consensus among Enova International Inc. analysts was for earnings per share (EPS) of $1.64. The company was able to beat those projections, recording EPS of $1.74, a positive surprise of $0.1 (6%). Earnings rose 16% year-over-year after posting EPS […]

NEW YORK–(BUSINESS WIRE)–KBRA assigns preliminary ratings to four classes of bonds issued by FREED ABS Trust 2022-4FP (“FREED 2022-4FP”), a $283.15 million consumer lending asset-backed securities transaction. dollars. Preliminary ratings reflect initial credit enhancement levels of 67.85% for Class A Notes, 45.10% for Class B Notes, 34.70% for Class C Notes and 18.30% for Class […]

BayCom Corp (NASDAQ: BCML – Get a rating) was the target of a sharp drop in short-term interest rates during the month of September. As of September 30, there was short interest totaling 167,900 shares, down 17.5% from the total of 203,500 shares as of September 15. Based on an average trading volume of 53,900 […]

First Commonwealth Financial research analysts began covering First Commonwealth Financial on Wednesday with a company performance report that was made available that day (NYSE: FCF). As a result, the shares of the financial institution were given a “Hold” rating by the brokerage firm. Since the publication of the last report, more and more stock analysts […]

Bank of Hawaii Corporation with ticker code (BOH) now have 6 analysts covering the stock with the consensus suggesting a ‘Hold’ rating. The target price ranges between 93 and 78 calculating the average target price we have 84. With the previous stock closing at 80.03, this now indicates that there is 5.0% upside potential. The […]

On September 29, 2002, the Consumer Financial Protection Bureau (“CFPB”) filed a complaint against online lender MoneyLion Technologies, Inc, and several dozen of its affiliates (collectively, “MoneyLion”), alleging violations of the Military Loans Act (“MLA”). The Complaint alleges that MoneyLion (i) overcharged service members and their dependents by charging fees which, together with the stated […]

Enova International, Inc. (NYSE: ENVA – Get a rating) Chief Financial Officer Steven E. Cunningham sold 29,674 shares of Enova International in a trade that took place on Tuesday, October 4. The shares were sold at an average price of $31.00, for a total transaction of $919,894.00. Following the sale, the CFO now directly owns […]

Bank of Chile (NYSE: BCH – Get a rating) was the target of significant short-term interest growth in September. As of September 15, there were short interests totaling 209,700 shares, a growth of 30.7% from the total of 160,500 shares as of August 31. Based on an average daily trading volume of 183,800 shares, the […]

Tompkins Financial Corporation with ticker code (TMP) now have 2 analysts covering the stock. Analyst consensus points to a ‘Hold’ rating. The range between the high target price and the low target price is between 80 and 75, with the middle target price at 77.5. Now, with the previous closing price of 75.51, this indicates […]

The Consumer Financial Protection Bureau (CFPB) is preparing to put in place the same type of strict protections that it places on credit card companies in the “Buy now, pay later” (BNPL) sector, following the publication of a recent study on the practice. Officials said their findings revealed a booming industry that not only had […]

LendingPoint is preparing to sponsor its latest securitization of income streams from its consumer unsecured installment loan pool. Asset securitization trust LendingPoint 2002-C is set to issue $311.8 million worth of notes, in a deal expected to close later this month. In a first for LendingPoint’s asset securitization program, the LP 2022-C transaction contains 72-month […]

Bank of Hawaii Co. (NYSE: BOH – Get a rating) was the target of strong short-term interest growth in August. As of August 31, there was short interest totaling 2,050,000 shares, a growth of 10.8% from the total of 1,850,000 shares as of August 15. Based on an average daily trading volume of 168,000 shares, […]

Bank of Chile (NYSE: BCH – Get a rating) saw significant growth in short-term interest in August. As of August 31, there was short interest totaling 160,500 shares, up 14.7% from the total of 139,900 shares as of August 15. Based on an average trading volume of 190,400 shares, the day-to-cover ratio is currently 0.8 […]

NEW YORK–(BUSINESS WIRE)–KBRA assigns preliminary ratings to five classes of bonds issued by LendingPoint 2022-C Asset Securitization Trust (“LP 2022-C”), a $311.85 million consumer loan ABS transaction. Preliminary ratings reflect initial levels of credit enhancement ranging from 41.80% for Class A Notes to 6.00% for Class E Notes. This transaction represents the twelfth KBRA-rated securitization […]

Conditions apply to American Express benefits and offers. Visit americanexpress.com to learn more. If you’re looking for a new credit card that offers perks like higher rewards on restaurants and groceries, a generous welcome bonus, and statement credits for dining and ride-sharing services, look no further than the American Express® Gold Card. New cardholders can […]

Bank of Chile (NYSE: BCH – Get a rating) has been updated by equity research analysts from StockNews.com from a “hold” rating to a “buy” rating in a report released on Monday. BCH has been the subject of a number of other research reports. Itau BBA Securities downgraded Banco de Chile shares from an “outperforming” […]

Stock market analysts at StockNews.com initiated a hedge on the shares of Salisbury Bancorp (NASDAQ:SAL – Get a rating) in a research note published Saturday. The brokerage has placed a “hold” rating on the bank’s shares. Salisbury Bancorp share performance Salisbury Bancorp shares opened at $23.50 on Friday. The company has a market capitalization of […]

Bank7 Corp (NASDAQ:BSVN) declared on 08/09/2022 a dividend of $0.1200 per share payable on October 07, 2022 to shareholders of record on September 22, 2022. Bank7 Corp (NASDAQ:BSVN) has paid dividends since 1970, has a current dividend yield of 1.9656019211% and has increased dividends for 0 consecutive years. The market capitalization of Bank7 Corp is […]

First with ticker code (FCF) now have 6 analysts covering the stock. Analyst consensus points to a ‘Hold’ rating. The target price ranges between 21 and 15.5 calculating the average target price we have 17.33. Together with the stock’s previous close at 13.38, this indicates there is 29.5% upside potential. The 50-day moving average is […]

With President Joe Biden’s announcement of his student loan debt forgiveness plan, many borrowers may be wondering how this will affect their credit score. Economist and professor at Florida Gulf Coast University (FGCU). He said there is an opportunity if you are one of the 20 million Americans who have thousands of student debts to […]

Comment this story Comment NEW YORK — Shares of buy-it-now and pay-later company Affirm, which has grown rapidly over the past two years as U.S. consumers increasingly try online installment loans, fell sharply on Thursday after the company presented a more cautious outlook for its current fiscal year. The outlook came with the company’s report […]

C&F Financial (NASDAQ: CFFI – Get a rating) and Invest (NASDAQ: ISTR – Get a rating) are both small cap finance companies, but which stock is superior? We’ll compare the two companies based on the strength of their profitability, analyst recommendations, institutional ownership, risk, valuation, earnings and dividends. Dividends C&F Financial pays an annual dividend […]

Bank of Hawaii Corporation with ticker code (BOH) now have 6 analysts covering the stock. Analyst consensus points to a ‘Hold’ rating. The target price ranges between 98 and 78 calculating the average target price we see 85.5. Given that the stock’s previous close was at 84.37, this indicates that there is 1.3% upside potential. […]

Russell Investments Group Ltd. increased its position in shares of Regional Management Corp. (NYSE:RM – Get a rating) by 37.1% during the 1st quarter, according to the company in its most recent filing with the SEC. The company held 20,160 shares of the credit service provider after purchasing an additional 5,454 shares during the quarter. […]

National Bank Shares (NASDAQ:NKSH – Get a rating) and Bank First (NASDAQ: BFC – Get a rating) are both small cap finance companies, but which is the better investment? We will compare the two companies based on their risk strength, analyst recommendations, institutional ownership, valuation, dividends, earnings and profitability. Analyst Notes This is a summary […]

Synchrony Financial found using the (SYF) ticker now have 19 analysts covering the stock. Analyst consensus points to a buy rating. The range between the target price high and the target price low is between 65 and 22 calculating the average target price we have 42.05. With the stock’s previous close at 36.14, this would […]

C&F Financial Co. (NASDAQ: CFFI – Get a rating) saw significant growth in short-term interest in the month of July. As of July 31, there was short interest totaling 5,300 shares, up 12.8% from the July 15 total of 4,700 shares. Based on an average trading volume of 4,000 shares, the day-to-cover ratio is currently […]

The New York State Common Retirement Fund reduced its holdings of Bank of Hawaii Co. (NYSE: BOH – Get a rating) by 0.3% in Q1, according to the company in its latest 13F filing with the Securities and Exchange Commission (SEC). The company held 46,400 shares of the bank after selling 148 shares during the […]

Synchrony announced that merchants will now be able to offer a short-term, interest-free installment option, Synchrony “SetPay in 4”, through the Clover POS and Fiserv, Inc.’s business management system. This Buy Now, Pay Later (BNPL) will further expand the reach of Synchrony’s payment and financing options and allow select merchants using Clover to accelerate their […]

Stephens Inc. AR reduced its holdings in Synchrony Financial (NYSE: SYF – Get a rating) by 24.5% in the first quarter, according to its last disclosure to the SEC. The fund held 12,745 shares of the financial services provider after selling 4,143 shares during the period. Stephens Inc. AR’s holdings in Synchrony Financial were worth […]

Comerica Incorporated with ticker code (CMA) now have 20 total analysts covering the stock. The consensus rating is “Buy”. The target price ranges between 117 and 77 and has an average objective at 93.11. Now, with the previous closing price of 77.77, this indicates that there is 19.7% upside potential. The 50-day moving average is […]

Nisa Investment Advisors LLC reduced its stake in Waterstone Financial, Inc. (NASDAQ: WSBF – Get a rating) by 72.6% in the 1st quarter, HoldingsChannel.com reports. The company held 3,370 shares in the savings and loan company after selling 8,930 shares during the period. Nisa Investment Advisors LLC’s holdings in Waterstone Financial were worth $65,000 at […]

Bancorp, Inc. Customers (NYSE: CUBI – Get a rating) received a consensus recommendation of “Hold” from the nine brokerages that cover the stock, Market assessments reports. Four investment analysts gave the stock a hold rating and two gave the company a buy rating. The 12-month average target price among analysts who have reported on the […]

Richmond Mutual Insurance Society (NASDAQ:RMBI – Get a rating) and Community West Bancshares (NASDAQ: CWBC – Get a rating) are both small cap finance companies, but which stock is better? We’ll compare the two companies based on valuation strength, profitability, institutional ownership, earnings, dividends, risk, and analyst recommendations. Analyst Recommendations This is a summary of […]

Comerica Incorporated with ticker code (CMA) now have 20 total analysts covering the stock. The consensus rating is “Buy”. The target price ranges between 117 and 77 with an average TP of 92.51. Now, with the previous closing price of 74.73, this now indicates that there is 23.8% upside potential. The 50 day moving average […]

Bank of Montreal (New York Stock Exchange: BMO – Get an assessment) and DNB Bank ASA (OTCMKTS: DNBBY – Get an assessment) are both large-cap financial companies, but which stock is better? We’ll compare the two companies based on their risk strength, dividends, earnings, profitability, analyst recommendations, institutional ownership and valuation. Profitability This table compares […]

C&F Financial Co. (NASDAQ: CFFI – Get a rating) the stock price fell below its 200-day moving average during Friday’s session. The stock has a 200-day moving average of $50.33 and is trading as low as $46.05. C&F Financial shares last traded at $46.05, with volume traded at 904 shares. Wall Street analysts predict growth […]

United Bank (NYSE: BKU – Get a rating) and Salisbury Bancorp (NASDAQ: SAL – Get a rating) are both finance companies, but which is the superior investment? We’ll compare the two companies based on the strength of their profitability, valuation, risk, earnings, analyst recommendations, dividends and institutional ownership. Dividends BankUnited pays an annual dividend of […]

Republican Virginia Governor Glenn Youngkin said teaching children “inherently divisive concepts” in school is teaching young people to judge others. “We shouldn’t play favored bingo with kids, we shouldn’t teach kids that they have to judge each other and that one group is privileged and another group is necessarily going to have trouble in the […]

GOP Sen. Ron Johnson aired a radio ad on Tuesday that would blame President Joe Biden’s immigration policies for “mass murder” in San Antonio, Texas, The Intercept reported. The move took place the next day the highland park shooting which left seven people dead and dozens injured during an Independence Day parade in Illinois. “America’s […]

NEW YORK–(BUSINESS WIRE)–KBRA assigns preliminary ratings to five classes of bonds issued by Avant Loans Funding Trust 2022-REV1 (“AVNT 2022-REV1”), a $200 million consumer lending asset-backed securities transaction . Preliminary ratings reflect the initial level of credit enhancement ranging from 46.41% to 5.08% for Class A through E Notes. Credit enhancement consists of overcollateralization, subordination […]

US consumer debt continues to climb with no end in sight, average US household owe more than $155,000 — an increase of more than six percent over last year. Homebuyers may soon be able to capitalize in a slowing housing market, but the supply chain issues that arose during the pandemic persist and federal relief […]

SAN CARLOS, Calif., May 24, 2022 (GLOBE NEWSWIRE) — Oportun (OPRT), a mission-driven fintech and digital banking platform, today announced the issuance of $400 million in asset-backed notes two-year renewable assets secured by a pool of unsecured and secured installment loans. The offering included four classes of fixed rate notes: Class A, Class B, Class […]

When you borrow a fixed amount and need to repay it in regular installments, it is called an installment loan. Car loans, personal loans, and mortgages are just a few examples of popular installment loans. These loans involve monthly payments calculated so that the borrower repays the loan according to an agreed schedule. Installment loans […]

Welcome to The Exchange! If you received it in your inbox, thank you for subscribing and for your vote of confidence. If you read this as a post on our site, subscribe here so that you can receive it directly in the future. Each week, I’ll take a look at the hottest fintech news from […]

Penns Woods Bancorp (NASDAQ: PWOD – Get a rating) and Peoples Financial (OTCMKTS: PFBX – Get a rating) are both small cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, dividends, analyst recommendations, earnings, risk, profitability and valuation. Analyst Notes This […]

WASHINGTON–(BUSINESS WIRE)–Lokyataa company specializing in providing products that digitize, automate and adapt lenders’ credit decisions, announced that its real-time automated credit decision tool, BankAnalysisis now integrated into infinite software. Infinity Software has been providing software solutions to direct-to-consumer lenders for 20 years and has enabled over 700 businesses to centralize their lending operations through a […]

Synchrony Financial (NYSE: SYF – Get a rating) was updated by stock analysts to StockNews.com from a “hold” rating to a “buy” rating in a research report released Monday to clients and investors. Several other equity research analysts have also published reports on the company. Stephens lowered his price target on Synchrony Financial from $54.00 […]

Akbank TAS (OTCMKTS: AKBTY – Get a rating) shares rose 6.2% in Thursday’s session. The company traded as low as $1.03 and last traded at $1.03. Approximately 139,315 shares were traded during trading, a 412% increase from the average daily volume of 27,188 shares. The stock had previously closed at $0.97. Separately, JPMorgan Chase & […]

Alerus Financial (NASDAQ:ALRS – Get a rating) and ETFs (New York Stock Exchange: ETFs – Get a rating) are both finance companies, but which is the best investment? We’ll compare the two companies based on the strength of their profitability, dividends, institutional ownership, earnings, risk, analyst recommendations and valuation. Profitability This table compares the net […]

Shares of First Commonwealth Financial Co. (NYSE: FCF – Get a rating) were given an average rating of “Hold” by the six research companies that cover the title, MarketBeat.com reports. Three equity research analysts rated the stock with a hold rating and two issued a buy rating on the company. The year-over-year average price target […]

Greene County Bank (NASDAQ: GCBC – Get a rating) and Cullman Bancorp (NASDAQ: CULL – Get a rating) are both finance companies, but which company is superior? We’ll compare the two companies based on their dividend strength, valuation, risk, profitability, analyst recommendations, earnings, and institutional ownership. Insider and Institutional Ownership 7.0% of Greene County Bancorp’s […]

Popular financial services (NASDAQ:PFIS – Get a rating) and Professional (NASDAQ: PFHD – Get a rating) are both small cap finance companies, but which business is superior? We’ll compare the two companies based on the strength of their profitability, analyst recommendations, dividends, risk, earnings, valuation and institutional ownership. Profitability This table compares the net margins, […]

Wall Street brokers expect First Commonwealth Financial Co. (NYSE:FCF – Get a rating) will report earnings per share of $0.33 for the current fiscal quarter, according to Zacks Investment Research. Four analysts provided earnings estimates for First Commonwealth Financial, with the highest EPS estimate of $0.34 and the lowest estimate of $0.31. First Commonwealth Financial […]

Synchrony Financial found using the (SYF) ticker now have 18 total analysts covering the stock. The consensus rating is “Buy”. The range between the high target price and the low target price is between 65 and 22 with an average TP of 48.94. Now, with the previous closing price of 36.22, this would indicate that […]

By John Brown Student loans can be a heavy burden on your shoulders. Not only do you have to worry about how you’ll pay back all that money, but you also have to worry about how that debt will affect your credit score. Online lending platforms like take liquid may be an easier option if […]

Wall Street analysts expect Bank of Hawaii Co. (NYSE:BOH – Get a rating) to announce sales of $173.60 million for the current quarter, Zacks reports. Two analysts have made estimates of Bank of Hawaii’s earnings, with the highest sales estimate of $174.10 million and the lowest estimate of $173.09 million. Bank of Hawaii posted sales […]

First Financial (NASDAQ: THFF – Get a rating) and Peoples Financial (OTCMKTS: PFBX – Get a rating) are both small cap finance companies, but which is the better investment? We’ll compare the two companies based on the strength of their profitability, valuation, earnings, dividends, institutional ownership, risk, and analyst recommendations. Institutional and insider ownership 67.2% […]

Farmers National Bank Corp. (Canfield, OH) (NASDAQ:FMNB) on 05/24/2022 declared a dividend of $0.1600 per share payable June 30, 2022 to shareholders of record as of June 10, 2022. Farmers National Bank Corp. (Canfield, OH) (NASDAQ: FMNB) has paid dividends since 1993, has a current dividend yield of 4.3360433578% and has increased dividends for 6 […]

Trusted brand (NASDAQ: TRMK – Get a rating) and WesBanco (NASDAQ: WSBC – Get a rating) are both small cap finance companies, but which business is superior? We’ll compare the two companies based on their dividend strength, analyst recommendations, earnings, risk, valuation, profitability, and institutional ownership. Analyst Recommendations This is a summary of the current […]

Analysts expect First Commonwealth Financial Co. (NYSE:FCF – Get a rating) to post $97.26 million in sales for the current fiscal quarter, according to Zacks. Four analysts made earnings estimates for First Commonwealth Financial. The highest sales estimate is $98.06 million and the lowest is $96.57 million. First Commonwealth Financial recorded sales of $94.29 million […]

Payday lenders have long been viewed as villains for charging consumers exorbitant interest rates, leaving borrowers who live paycheck to paycheck struggling to repay their loans. But conventional banks are equally guilty of using fees to penalize consumers, which hurts low-income customers the most, research shows. Despite the scrutiny of overdraft fees during the financial […]

You must have heard that you must avoid debt or borrowing if you want to be successful. It’s a complete lie, not only that, but it’s also a great way for the rich to keep getting richer and the poor to keep getting poorer. The rich are often in debt. However, they have assets that […]

Financial Arrow (NASDAQ: AROW – Get a rating) and first horizon (NYSE: FHN – Get a rating) are both finance companies, but which stock is superior? We will compare the two companies based on their risk strength, analyst recommendations, valuation, profitability, dividends, institutional ownership and earnings. Institutional and Insider Ownership 43.8% of Arrow Financial’s shares […]

The purpose of this discussion is to focus on the important factors affecting the Company’s financial condition, results of operations, liquidity and capital resources. This discussion should be read in conjunction with the Company’s Consolidated Financial Statements and the Notes to the Consolidated Financial Statements presented in Part I, Item 1, Financial Statements, of this […]

Placeholder while loading article actions Last month, President Biden extended the pandemic-related payment pause for federal student loans through August 31. This pause has been in effect since March 2020, providing temporary relief to more than 40 million Americans after financial uncertainty and instability. For consumers looking to bolster their creditworthiness ahead of possible real […]

Page Forward-Looking Statements 6 Introduction 7 Financial Performance 8 Results of Operations 10 Net Interest Income 10 Noninterest Income 11 Noninterest Expense 12 Provision for Credit Losses 12 Income Tax Expense 12 Business Operating Segments 12 Analysis of Financial Condition 14 Securities 14 Loans and Leases 15 Allowance for Credit Losses and Nonaccrual Loans and […]

Forward-looking statements The following discussion of financial condition, results of operations, liquidity and capital resources, our regulatory environment and certain factors that may affect future results, including company-specific, economic and industry-wide factors, should be read in conjunction with our unaudited Condensed Consolidated Financial Statements and accompanying notes included herein. This Management’s Discussion and Analysis of […]

The typical middle-class American earns around $30,000 to $90,000 A single American earning between $30,000 and $90,000 a year is an average income, according to Pew. A two-person household would need to earn between $42,000 and $127,000 to qualify. Just over half of Americans surveyed by Mutuelle du Nord-Ouest in 2018 said the range for […]

CURO Group (NYSE: CURO – Get a rating) is expected to release its quarterly earnings data after the market closes on Monday, May 2. Analysts expect the company to report earnings of $0.11 per share for the quarter. CURO Group (NYSE: CURO – Get a rating) last reported its quarterly earnings data on Tuesday, February […]

BayCom Corp (NASDAQ: BCML – Get a rating) – Stock analysts DA Davidson released their second quarter 2022 earnings per share estimates for BayCom shares in a report released Monday, April 25. DA Davidson analyst G. Tenner expects the company to post earnings of $0.50 per share for the quarter. DA Davidson also released estimates […]

Bread Financial (NYSE: BFH – Get a rating) is one of 226 SOEs in the “Business Services, Not Elsewhere Classified” sector, but how does it stack up against its peers? We’ll compare Bread Financial to similar companies based on earnings strength, dividends, analyst recommendations, risk, profitability, valuation and institutional ownership. Profitability This table compares the […]

Waterstone Financial (NASDAQ: WSBF – Get a rating) and TC Bancshares (NASDAQ: TCBC – Get a rating) are both small cap finance companies, but which stock is superior? We’ll compare the two companies based on their risk strength, earnings, dividends, analyst recommendations, institutional ownership, valuation, and profitability. Profitability This table compares the net margins, return […]